Weaknesses: Cake Mortgage doesn’t have any branch locations for in-person consultation. Strengths: Cake Mortgage says it offers competitive rates and a customer-friendly experience. Cake MortgageĬake is a California-based mortgage lender that promises a tech-based approach with a human touch. Read Bankrate's Fairway Independent Mortgage Corporation review. Weaknesses: Fairway Independent Mortgage Corporation doesn’t post mortgage rates on its website or offer home equity lines of credit (HELOCs). Strengths: Fairway Independent Mortgage Corporation’s built-out educational resources can be valuable for borrowers, and the lender offers a convenient app with the ability to submit loan documents electronically. Fairway Independent Mortgage Corporationįairway Independent Mortgage Corporation offers mortgages in all states and has over 700 branch and satellite locations. Read Bankrate's Garden State Home Loans review. Weaknesses: Garden State Home Loans is only available in some states (Connecticut, Delaware, Florida, Maryland, Michigan, New York, New Jersey, Pennsylvania and Virginia). Strengths: Garden State Home Loans’ chat feature can connect you to a loan officer easily, and closings with the lender can take as little as 20 days. Garden State Home Loans is based in New Jersey and lends in nine states, giving borrowers access to a variety of loan options, including cash-out refinancing for homeowners wanting to tap their equity. We then assigned superlatives based on factors such as fees, products offered, convenience and other criteria. To determine the top mortgage lenders, we analyzed proprietary data across more than 150 lenders to assess which on our platform received the most inquiries within a three-month period.
Taxes and Insurance Excluded from Loan Terms: The loan terms (APR and Payment examples) shown above do not include amounts for taxes or insurance premiums. You should confirm your terms with the lender for your requested loan amount. Loans Above $548,250 May Have Different Loan Terms: If you are seeking a loan for more than $548,250, lenders in certain locations may be able to provide terms that are different from those shown in the table above. In addition, credit unions may require membership. This will typically be done by phone so you should look for the Advertisers phone number when you click-through to their website. To receive the rate, you must identify yourself to the Advertiser as a customer. Loan Terms for Customers: Advertisers may have different loan terms on their own website from those advertised through.
Click here for rate criteria by loan product. However, Bankrate attempts to verify the accuracy and availability of the advertised terms through its quality assurance process and requires Advertisers to agree to our Terms and Conditions and to adhere to our Quality Control Program. Bankrate cannot guaranty the accuracy or availability of any loan term shown above. In the above table, an Advertiser listing can be identified and distinguished from other listings because it includes a "Next" button that can be used to click-through to the Advertiser's own website or a phone number for the Advertiser.Īvailability of Advertised Terms: Each Advertiser is responsible for the accuracy and availability of its own advertised terms. Other lenders' terms are gathered by Bankrate through its own research of available mortgage loan terms and that information is displayed in our rate table for applicable criteria. Some lenders provide their mortgage loan terms to Bankrate for advertising purposes and Bankrate receives compensation from those advertisers (our "Advertisers"). What to do when you lose your 401(k) matchĪbout our Mortgage Rate Tables: The above mortgage loan information is provided to, or obtained by, Bankrate. Should you accept an early retirement offer? How much should you contribute to your 401(k)?
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